Short, plain-English episodes for families sorting out senior care in the Birmingham area. Hosts Marcus and Dana walk through assisted living, memory care, nursing homes, in-home care, Alabama Medicaid and the costs and rules that are specific to Alabama, with the local angle: Birmingham, Hoover, Vestavia Hills and the counties around Jefferson. Every episode is based on a sourced guide at birminghamsenioradvisor.com, where a Birmingham Senior Advisor can also help your family for free. Hosts Marcus and Dana are AI-generated voices.
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Episode 1 · November 1, 2026 · 6 min
How Long Will the Money Last in Alabama Assisted Living?
Alabama Medicaid doesn't pay for assisted living, so the key number for a Birmingham family is the runway: how many months savings will last. Marcus and Dana show the simple formula, run it at Alabama's 2025 median of about $4,200 a month, walk through a Vestavia Hills example, and cover the costs the math leaves out, VA Aid and Attendance, and what happens when the money runs out.
- The runway formula: savings divided by the monthly gap between the bill and income
- Runway examples at Alabama's 2025 assisted living median of about $4,200 a month
- Costs the simple math leaves out: rate increases, care levels, memory care, medical costs
- A Vestavia Hills worked example, and how renting the house changes it
- VA Aid and Attendance, Medicare Savings Programs, and the 2026 nursing home Medicaid limits
Read the full guide, with sources → · Download the audio (MP3)
